TenPayGo — pay Weixin merchants without binding inside WeChat
TenPayGo is a standalone inbound payment app for overseas users and international visitors paying merchants in Chinese mainland. Per the service agreement, the service geography excludes Hong Kong, Macao, and Taiwan. Cards issued by banks outside the Chinese mainland, including Hong Kong, Macao and Taiwan, are covered by TenPayGo's terms.
TenPayGo is a backup option. Keep WeChat Pay and Alipay set up as well.
If you plan to use it, download it before you fly. iOS: App Store TenPayGo (id 6778755338), iPhone, iOS 15+, English, Finance, free. Android: Google Play package com.tencent.wxpai (listing updated 2026-09-24); support email [email protected].
Sign up with email. Add an international bank card, Apple Pay, or a supported overseas e-wallet. Then pay at merchants that accept Weixin Pay. Fees and limits are shown before you confirm. 
AI Capture can translate menus in the app.
Get started from TenPayGo's own beginner guide (Tencent). Sign up with email. Add an international bank card, Apple Pay, or a supported overseas e-wallet. Then pay at merchants that accept Weixin Pay. Fees and limits are shown before you confirm.
Pay at merchants that accept Weixin Pay, and check spend plus history in the app. Store copy says more local transportation and lifestyle services will roll out gradually — treat that as upcoming, not a guarantee for any named product today.
Payment agreement (file dated 20260611): consumption is via bound International Cards and/or Overseas Wallets only. It does not include a balance account, top-up, person-to-person transfers, or red packets. Email verification is part of activation. Quotas and fees follow in-app prompts; the card path may carry a service fee (the overseas-wallet path is excluded from that fee clause in the agreement). Support phone listed in the agreement: 95017.
TenPayGo is an alternative to binding a foreign card inside WeChat — not a replacement for the existing WeChat Pay path on this site, and not proof that in-WeChat foreign-card binding rules changed. Keep both paths. It does not replace Alipay.
TenPayGo's own beginner guide (Tencent) ·
TenPayGo Payment User Service Agreement (file 20260611)
Tencent — Four Ways to Help International Visitors Feel at Home in China (2026-09-28)
FAQ
What is TenPayGo?
A standalone inbound payment app from Tencent for overseas users / international visitors paying merchants in Chinese mainland that accept Weixin Pay. Service geography excludes Hong Kong, Macao, and Taiwan per the agreement. Cards issued by banks outside the Chinese mainland, including Hong Kong, Macao and Taiwan, are covered by TenPayGo's terms.
How do I get started?
Download TenPayGo (App Store id 6778755338, or Google Play com.tencent.wxpai). Sign up with email. Add an international bank card, Apple Pay, or a supported overseas e-wallet. Then pay at merchants that accept Weixin Pay. Fees and limits are shown before you confirm.
Does this replace binding a card inside WeChat?
No. It is an alternative path, not a replacement for WeChat Pay inside WeChat, and not proof that in-WeChat foreign-card rules changed. Keep both. It also does not replace Alipay.
What can I not do in TenPayGo?
Per the payment agreement (20260611): no balance account, top-up, person-to-person transfers, or red packets. Consumption is via bound International Cards and/or Overseas Wallets only. Quotas and fees follow in-app prompts.
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